Certifications

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“We had a really rewarding experience in the workshop series about family foundations. Our instructor, Mike Nie, inspired curiosity in the group to enjoy the investigation and ask the right questions on all the course material. It was insightful to review documented examples from more established foundations. To understand how they conducted their practices and to consider the maximum positive impact behind certain decision-making. We have a great appreciation for his knowledge and patience to put learnings of each student to the test with possible scenarios that we could face in the near future. Enjoyed Mike’s guidance on covering these topics in-depth and chances to learn from different students along the way.”

A family foundation board member living in Southeast Asia and America June 2024

"  This class has taught me that inaction is worse than no action. My current financial goal is to earn/save X000$ by November, and start an LLC for tutoring by December. My long-term goals are to be financially independent by 30: to me this means owning my own car, house, and eliminating unnecessary/ detrimental debt (not be confused with debt being used for leverage). Furthermore, by age 30 I want to make an income with the value of $100K accounting for inflation, and to be able to max out my Roth IRA contribution. I want to retire by 55.

This class has equipped me with the knowledge to make this happen. I've learned how tracking my budget monthly can help with saving, how to set up retirement funds now, and how to work within the tax system to max out my benefits."

 Thank you for the class and blessings, may your class always glorify our God.
Here’s my takeaway and testimony:
1. Coach Mike opened a door for me to take a glance at US Tax World at how the rules are loosely coupled (based on individual’s integrity and honesty) and tightly geared with strict logics
2. By examining every sentence with the students, and engaging an open discussion, we’ve learned not only the knowledge (“what” part), but also understood some Why’s behind
3. It taught me that “US IRS” does not help the wealthy neither the poor, it helps those who understand the rules and play well with them.

I am inspired by Mike’s passion in reading tons of tax/insurance related books and digging deep into every tiny bit details. I knew who to talk to in the future when I need tax expertise and consultation [Worship][Heart][Rose] 

***"Family Centered Tax Planning" course Testimonial 12/2023***

I completed Coach Mike's  "Family Centered Tax Planning" 6-week course.  I am impressed by the depth and coverage provided through this course.  This course will teach you a solid foundation for anyone who is interested in either simply saving tax by learning practical tips to set up the system to be more tax efficient.  I actually knew some of concepts Mike mentioned in the classes but the way he explains and puts will make you think more and twice on how those can be used.   

The course is full of solid content to learn : from family trust , family bank, to family foundation, real estate,  and then family education fund/529,  HSA etc combined with his way of tax efficient strategies.   Coach Mike will not only show you the concept , also will show you how he did it and how it would look like .  The content it covers is beyond what was in the list and often time,  you will leave the class with full of new things to digest.

Coach Mike is willing to share what he knows and very keen to share his knowledge.  A lot of people get to know him through his free sharing but useful seminars.  With this class,  I get to talk to him more. He is truly passionate the subject and you can feel it.

The better thing is that the class is not just about tax but about how to leverage those tools as financial literacy opportunity to better influence your kids and  family.  I am still thinking about a few points learned from the class but only for the better.

Lastly,  you will not going to do all you learn from this class but you will certainly pick 1 or 2 things to apply. For me,   I have laid out the plan to do a few things to be more tax efficient and also use the opportunity to connect the family together.

***"Family Foundation Tax Planning" course  May 2024 

I recently participated in the webinars presented by Mike Nie on the topic of family foundation, and it has been a transformative experience. The comprehensive learning covered everything from legal requirements to strategic planning, making complex topics easy to understand. Expert insights from seasoned professionals provided practical tips and real-life examples, while interactive and engaging sessions encouraged participation and application of the knowledge. I highly recommend these webinars to anyone considering starting a family foundation or enhancing their current operations. 

***"Family Foundation" course Testimonial***

I wish I had known about the content and techniques presented in the “Family Foundation and Tax Planning” by Mike Nie earlier in my life. I learnt so much from the course and feel very fortunate to have completed the course as it is very valuable, applicable, and practical to my family tax planning.
 

The course instructor Mr. Mike Nie teaches with deep knowledge and personal experience. The materials are presented in a way that is easy to follow, even for those new to the topic. The course is well designed with interactive elements, and each module is built seamlessly upon the previous one.

I wholeheartedly recommend Mike's “Family Foundation and Tax Planning” course for anyone who is looking for a well-crafted, practical, and rewarding online learning experience to improve their awareness and family tax planning. From start to finish, it was a very enriching and engaging learning journey.

 Mike 教官的讲课内容会根据学员的真实需要实时调整。讲解深入浅出。教官无私分享他自己的理财投资案例，可操作性极强。学员下课后依葫芦画瓢就可以实践。学员有问题时Mike教官会很快微信回复或留言，不仅如此，Mike教官会继续思考对学员的具体情况可能更好的选项。Mike教官聪明，思维活跃，理财投资策略实用接地气。Mike教官讲课风趣，学员也就能轻松学到教官想传授的知识点。谢谢教官 

As always, coach Mike’s classes are well organized with rich and in depth contents. He spent countless hours preparing for these classes, given handouts, summaries materials after each class. The topics he covered are timely and useful, and students are all inspired his teaching and well encouraged in class discussions. Most importantly, he give these classes mainly for charity purposes, and more than 50% of the tuition have been donated to charities identified by the students. His students are not only impressed by his knowledge, but also inspired by his passion and devotion. He is the best coach in town! 

 Mike's Nie is an encyclopedia of IRS rules. Our family will become more tax efficient if I could follow only 10% of his advice. I benefited a great deal from his engaging classes![Rose][Rose][Rose] - Lynn from PA

Mike is my tax advisor. Over the years, he has given me many valuable tips on tax planning and filing. Mike is also very knowledgeable about tax rules and tax planning, and is pretty successful himself. He is very generous in sharing those experiences, which has been proven by himself personally. - Z from VA

As always, coach Mike's classes are well organized with rich and in depth contents. He spent countless hours preparing for these classes, given handouts, summaries materials after each class. The topics he covered are timely and useful, and students are all inspired his teaching and well encouraged in class discussions. Most importantly, he give these classes mainly for charity purposes, and more than 50% of the tuition have been donated to charities identified by the students. His students are not only impressed by his knowledge, but also inspired by his passion and devotion. He is the best coach in town! -YY from CAPA NoVA 

Mike，这个Smart Finance for Youth 的课太好了，儿子现在会跟我们讨论投资的问题，收入报多少税等等，以前不关心这些的。这个课让他这个年纪的孩子开始想一些美国现实的问题，如何let money works for you， rather than you work for money。 说真的，跟着上了几个星期的课，我自己也受益非浅。谢谢Mike[Worship]，可以看出你花了很多时间作准备工作，辛苦了！ - YM, a mom 

暑假和孩子一起参加了Coach Mike的青少年财商系列讲座，大人孩子都受益匪浅！因为现在外面有各种理财的讲座，起初不知能学到什么。但Coach Mike专业认真，根据孩子们年龄几改其稿，深入浅出，分析案例，引经据典，还邀请各种专长的嘉宾来分享，教授了大家很多从他的实战经验中总结的，不为人们熟知的知识,心得和策略。Highly recommend it to students and parents! Let our money start working effectively for our next generation as soon as possible! -- YL, a mom

1. Ten benefits of setting up a family foundation and three disadvantages 

2. FF setup walkthrough 

3. Hire family members for family foundation: do’s and don’ts 

4. Disqualified person and prohibited transaction rules

5. IRS 990 PF tax filing

6. Donate rental property to the FF (500K / 5 = $100K)

7. Use FF to buy employee / board member life insurance

8. Use FF to invest in real estate (property tax free)

9. Use FF to borrow loan against real estate and against life insurance policies

10. Donation rule and charity giving rule 

11. Ten activities FF can do 

12. Business expenses incurred by FF 

Every Tuesday 8:30 p.m. Eastern

Eight strategies to defend your wealth against Three Highs and Four Ds 八大策略，保护您的财富免受三高四D的威胁:

- High Taxation 高税收

- High Inflation  高通胀

- Higher Education 高等教育

- Divorce 离婚

- Debt 债务

- Disability / Death 残疾/死亡

- Drug / Drinking amongst the young people 年轻人吸毒/酗酒

 Thank you for the class and blessings, may your class always glorify our God.
Here’s my takeaway and testimony:
1. Coach Mike opened a door for me to take a glance at US Tax World at how the rules are loosely coupled (based on individual’s integrity and honesty) and tightly geared with strict logics
2. By examining every sentence with the students, and engaging an open discussion, we’ve learned not only the knowledge (“what” part), but also understood some Why’s behind
3. It taught me that “US IRS” does not help the wealthy neither the poor, it helps those who understand the rules and play well with them.

I am inspired by Mike’s passion in reading tons of tax/insurance related books and digging deep into every tiny bit details. I knew who to talk to in the future when I need tax expertise and consultation [Worship][Heart][Rose] 

***"Family Centered Tax Planning" course Testimonial 12/2023***

I completed Coach Mike's  "Family Centered Tax Planning" 6-week course.  I am impressed by the depth and coverage provided through this course.  This course will teach you a solid foundation for anyone who is interested in either simply saving tax by learning practical tips to set up the system to be more tax efficient.  I actually knew some of concepts Mike mentioned in the classes but the way he explains and puts will make you think more and twice on how those can be used.   

The course is full of solid content to learn : from family trust , family bank, to family foundation, real estate,  and then family education fund/529,  HSA etc combined with his way of tax efficient investment strategy.   Coach Mike will not only show you the concept , also will show you how he did it and how it would look like .  The content it covers is beyond what was in the list and often time,  you will leave the class with full of new things to digest.

Coach Mike is willing to share what he knows and very keen to share his knowledge.  A lot of people get to know him through his free sharing but useful seminars.  With this class,  I get to talk to him more. He is truly passionate the subject and you can feel it.

The better thing is that the class is not just about tax but about how to leverage those tools as financial literacy opportunity to better influence your kids and  family.  I am still thinking about a few points learned from the class but only for the better.

Lastly,  you will not going to do all you learn from this class but you will certainly pick 1 or 2 things to apply. For me,   I have laid out the plan to do a few things to be more tax efficient and also use the opportunity to connect the family together.

***"Family Foundation" course Testimonial***

I wish I had known about the content and techniques presented in the “Family Foundation and Tax Planning” by Mike Nie earlier in my life. I learnt so much from the course and feel very fortunate to have completed the course as it is very valuable, applicable, and practical to my family tax planning.
 

The course instructor Mr. Mike Nie teaches with deep knowledge and personal experience. The materials are presented in a way that is easy to follow, even for those new to the topic. The course is well designed with interactive elements, and each module is built seamlessly upon the previous one.

I wholeheartedly recommend Mike's “Family Foundation and Tax Planning” course for anyone who is looking for a well-crafted, practical, and rewarding online learning experience to improve their awareness and family tax planning. From start to finish, it was a very enriching and engaging learning journey.

***"Family Foundation" course Testimonial***

I wish I had known about the content and techniques presented in the “Family Foundation and Tax Planning” by Mike Nie earlier in my life. I learnt so much from the course and feel very fortunate to have completed the course as it is very valuable, applicable, and practical to my family tax planning.
 

The course instructor Mr. Mike Nie teaches with deep knowledge and personal experience. The materials are presented in a way that is easy to follow, even for those new to the topic. The course is well designed with interactive elements, and each module is built seamlessly upon the previous one.

I wholeheartedly recommend Mike's “Family Foundation and Tax Planning” course for anyone who is looking for a well-crafted, practical, and rewarding online learning experience to improve their awareness and family tax planning. From start to finish, it was a very enriching and engaging learning journey.

 Mike 教官的讲课内容会根据学员的真实需要实时调整。讲解深入浅出。教官无私分享他自己的理财投资案例，可操作性极强。学员下课后依葫芦画瓢就可以实践。学员有问题时Mike教官会很快微信回复或留言，不仅如此，Mike教官会继续思考对学员的具体情况可能更好的选项。Mike教官聪明，思维活跃，理财投资策略实用接地气。Mike教官讲课风趣，学员也就能轻松学到教官想传授的知识点。谢谢教官 

As always, coach Mike’s classes are well organized with rich and in depth contents. He spent countless hours preparing for these classes, given handouts, summaries materials after each class. The topics he covered are timely and useful, and students are all inspired his teaching and well encouraged in class discussions. Most importantly, he give these classes mainly for charity purposes, and more than 50% of the tuition have been donated to charities identified by the students. His students are not only impressed by his knowledge, but also inspired by his passion and devotion. He is the best coach in town! 

 Mike's Nie is an encyclopedia of IRS rules. Our family will become more tax efficient if I could follow only 10% of his advice. I benefited a great deal from his engaging classes![Rose][Rose][Rose] - Lynn from PA

Mike is my tax advisor. Over the years, he has given me many valuable tips on tax planning and filing. Mike is also very knowledgeable about tax rules and tax planning, and is pretty successful himself. He is very generous in sharing those experiences, which has been proven by himself personally. - Z from VA

As always, coach Mike's classes are well organized with rich and in depth contents. He spent countless hours preparing for these classes, given handouts, summaries materials after each class. The topics he covered are timely and useful, and students are all inspired his teaching and well encouraged in class discussions. Most importantly, he give these classes mainly for charity purposes, and more than 50% of the tuition have been donated to charities identified by the students. His students are not only impressed by his knowledge, but also inspired by his passion and devotion. He is the best coach in town! -YY from CAPA NoVA 

Mike，这个Smart Finance for Youth 的课太好了，儿子现在会跟我们讨论投资的问题，收入报多少税等等，以前不关心这些的。这个课让他这个年纪的孩子开始想一些美国现实的问题，如何let money works for you， rather than you work for money。 说真的，跟着上了几个星期的课，我自己也受益非浅。谢谢Mike[Worship]，可以看出你花了很多时间作准备工作，辛苦了！ - YM, a mom 

暑假和孩子一起参加了Coach Mike的青少年财商系列讲座，大人孩子都受益匪浅！因为现在外面有各种理财的讲座，起初不知能学到什么。但Coach Mike专业认真，根据孩子们年龄几改其稿，深入浅出，分析案例，引经据典，还邀请各种专长的嘉宾来分享，教授了大家很多从他的实战经验中总结的，不为人们熟知的知识,心得和策略。Highly recommend it to students and parents! Let our money start working effectively for our next generation as soon as possible! -- YL, a mom

1. Ten benefits of setting up a family foundation and three disadvantages 

2. FF setup walkthrough 

3. Hire family members for family foundation: do’s and don’ts 

4. Disqualified person and prohibited transaction rules

5. IRS 990 PF tax filing

6. Donate rental property to the FF (500K / 5 = $100K)

7. Use FF to buy employee / board member life insurance

8. Use FF to invest in real estate (property tax free)

9. Use FF to borrow loan against real estate and against life insurance policies

10. Donation rule and charity giving rule 

11. Ten activities FF can do 

12. Business expenses incurred by FF 

Every Tuesday 8:30 p.m. Eastern

Eight strategies to defend your wealth against Three Highs and Four Ds 八大策略，保护您的财富免受三高四D的威胁:

- High Taxation 高税收

- High Inflation  高通胀

- Higher Education 高等教育

- Divorce 离婚

- Debt 债务

- Disability / Death 残疾/死亡

- Drug / Drinking amongst the young people 年轻人吸毒/酗酒