new book to release. pre-order now!

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Why this book exists? The Buy, Borrow, and Build strategy, I coined the BBB Formula, wasn’t born in a boardroom or from a financial firm’s glossy brochure. It began during a time of uncertainty: a government shutdown. Thirty-five days of silence, frustration, and financial paralysis reminded me that too many families, even those with solid jobs and savings, live paycheck to paycheck.

Buy, borrow and build is a mindset change that all working-class families need to consider. This system differs from the paycheck by paycheck 9-5 life cycle. The current tax system (unless the Congress changes it abruptly) is based on income level, not asset size. We need to build a system to grow assets without disrupting compounding. 

Finding a great tax strategist is rare. Finding one who operates with integrity is nearly impossible. Over the years, as I have helped clients protect, grow, and pass on wealth, there is one professional I trust with complex tax strategies: Mike Nie. 

When you read "The SMART Family Wealth Guide," you are not just reading about a financial theory. You are gaining access to strategies I don’t see many CPAs bring up. 

I think Mike’s perspective is valuable, and I’ve introduced him to clients, friends, and family. I would highly recommend this book for several reasons. 

1. An Ethical Compass

Many aggressive tax loops and shady financial schemes exist today. I trust Mike because of his values. When I refer a client to him, I know that he will never compromise his principles or put a family at unnecessary regulatory risk. He uses proven strategies and doesn’t put someone's financial security at risk with a “secret tax strategy” that is difficult to understand.

2. Expert-Level Knowledge 

Mike's credentials speak for themselves—it is exceedingly rare to find a single professional who holds the financial designations of CPA, CFP, CFA, and EA. He also works for a federal financial regulatory agency. He sees the macro-level pieces of the financial board before they even move. 

3. Alignment and Product Mastery

I get frustrated when I work with a CPA who closes the door on certain products and strategies without understanding them. Mike understands most financial products and strategies. If he doesn’t, he will research it before giving advice. He knows how to weave insurance and securities seamlessly into a comprehensive tax plan without missing a beat.

The "Buy, Borrow, Build" mindset can give your family the defensive shield and the offensive firepower needed to protect your assets from unnecessary taxation. 

You cannot go wrong with tax advice given by Mike Nie.

Steve Parisi, Founder of IBC Global

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Use Pay link: https://pay.smart1040.us/bbb

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$49 for book 1 (BBB) and book 2 (case study)

We will include your name or business name in our books!

This book is a must-have for young pross. A lot of real life tips that colleges don't teach you.

If you are between 18 and 25, you will receive a paper copy of our book FREE: Need your name and one quote about money and wealth.

Parents: Kindly pre-order an autographed paper copy by scanning the QR code.

Location: Rockville MD See FLyer

1. Mid Year Tax Planning

2. OBBBA Overview to Working Class Families

3. Tax Book Pre-order

Food will be provided